It is my daily schedule of activities, though not always the same, but I have other activities that often I do every time . There is always a bottleneck and not timely is a common thing in my activities, it is true one reason is because of the time factor. Sometimes because of the schedule that has been planned in advance as well as possible, and suddenly there is a precedence of
things to work, thus stalling or does not match that in the plan.
Every morning I woke up at 3am.
Usually I often do first is to check whether there is a notification in HP or nothing. Every Monday, Thursday, and Friday I always set the alarm on my handphone, because I had a class in the morning. After that I do Tahajud prayer, and pray that these days given the smoothness in my events. In addition, if there is a task that has not been done or let unfinished work, I go to get it over with. While waiting for the dawn of time, and when it entered the dawn of time, I worked "subuh prayers", after that I went on the activities of my chores such as sweeping the floor, mopping floors, washing dishes, and buy food for breakfast, because my position Kos is a child.
Then I shower at 06.00 am, then get ready to leave for college, and I had
breakfast promptly at 06:15 am . Although my dorm to campus is so far away, but I'm still excited to go because I always remember there are parents who should be proud for me. I finished eating and I warmed up on the motor for approximately 5 minutes. And finally I was ready to go to college 06.30 am. Along the way I always dhikr to God, by reading the Prayer of safety on the highway, followed by reading "Ayat Kursi" so I got a blessing along the way.
at 07.30 I had reached my beloved campus. I headed for my class schedule and class usually seen still quiet, while waiting for his lecturers come, I listen to music. And is ready to perform the learning activities.
I return to college 17.30 pm. And I got home at 18:30 because at the way always jammed, then I shower and "maghrib prayers" all waiting for "Isya prayers". After that I watch TV while carrying my next book, if there is then the task while doing their jobs. One of the TV channels that I like is TransTV
because I need entertainment to neutralize mind that stress with the task given by my professor.
One of the TV shows that I like is "the Mario Teguh" , because he is one of the great leaders who can motivate people to become a better person again.
After that I sleep at 22:30 pm, and before going to bed I always remember whether I had eaten or not yet, and I usually eat at 20:00 pm, do not forget the last thing I do is to always lock my door and include all items that still exist in outside the house.
So this is about my daily activities and I say thank you.
Kamis, 18 Juni 2015
Jumat, 24 April 2015
Conversation
Waiter : Good morning !
Customer : A table for five , please.
Waiter : Certainly. Just here, sir.
Customer : Could we sit by the table ?
Waiter : OK , sir down please.
Customer : Thank you.
Waiter : Are you ready to order , sir ?
Customer : Yes. I will take Spaghetti for starters and my wide would like fruit salad, and for my children would like Crispy Honey Banana.
Waiter : OK, so that`s one Spaghetti , one fruit salad, and three Crispy Honey Banana, Is that right ?
Customer : Yes , that`s right.
Waiter : What would you like for main course ?
Customer : I`ll have Chicken and Chips, and my wide would taste Chicken with Barbeque Sauce, and my children would like two Seafood spaghetti and one Grilled salmon.
Waiter : I am afraid Grilled salmon is not available.
Customer : Oh dear. What do you eat ?
Waiter : The Spaghetti Ice Cream and Banana split is very good.
Customer : OK. I`ll have that.
Waiter : OK. So that`s one Chicken and Chips , one Chicken with Barbeque Sauce, and three Spaghetti Ice Cream and Banana split.
Customer : Yes. That`s right.
Waiter : Would you like anything to drink ?
Customer : Yes. Just five Soursop Ice diamond, please.
Waiter : OK. That`s five Soursop Ice diamond, Is that`s right ?
Customer : Yes. That`s right.
Waiter : Okay, I`ll take your menus and I`ll be back with your food.
Waiter : Here is your food. Enjoy your meal.
Waiter : How was everything ?
Customer : Delicious, thanks.
Waiter : Would you like anything for dessert ?
Customer : No, just the bill please.
Customer : A table for five , please.
Waiter : Certainly. Just here, sir.
Customer : Could we sit by the table ?
Waiter : OK , sir down please.
Customer : Thank you.
Waiter : Are you ready to order , sir ?
Customer : Yes. I will take Spaghetti for starters and my wide would like fruit salad, and for my children would like Crispy Honey Banana.
Waiter : OK, so that`s one Spaghetti , one fruit salad, and three Crispy Honey Banana, Is that right ?
Customer : Yes , that`s right.
Waiter : What would you like for main course ?
Customer : I`ll have Chicken and Chips, and my wide would taste Chicken with Barbeque Sauce, and my children would like two Seafood spaghetti and one Grilled salmon.
Waiter : I am afraid Grilled salmon is not available.
Customer : Oh dear. What do you eat ?
Waiter : The Spaghetti Ice Cream and Banana split is very good.
Customer : OK. I`ll have that.
Waiter : OK. So that`s one Chicken and Chips , one Chicken with Barbeque Sauce, and three Spaghetti Ice Cream and Banana split.
Customer : Yes. That`s right.
Waiter : Would you like anything to drink ?
Customer : Yes. Just five Soursop Ice diamond, please.
Waiter : OK. That`s five Soursop Ice diamond, Is that`s right ?
Customer : Yes. That`s right.
Waiter : Okay, I`ll take your menus and I`ll be back with your food.
Waiter : Here is your food. Enjoy your meal.
Waiter : How was everything ?
Customer : Delicious, thanks.
Waiter : Would you like anything for dessert ?
Customer : No, just the bill please.
Minggu, 29 Maret 2015
Four major banks launch branchless banking program
The Financial Services Authority (OJK), along with four of
the nation’s largest banks, launched on Thursday a nationwide campaign on
financial services without physical branches to help boost access to the
banking system in rural areas.
The Laku Pandai, popularly known as branchless banking, program promotes banking and financial services for all through the help of other parties, such as individual and institutional agents, supported by mobile phones and IT facilities (1).
State-owned Bank Mandiri and Bank Rakyat Indonesia (BRI) as well as private lenders Bank Central Asia (BCA) (2) and Bank Tabungan Pensiunan Nasional (BTPN) — have already obtained permits from the OJK to run the program with their own strategies and approaches (3).
OJK chairman Muliaman Hadad said the program was based on the National Strategy of Financial Inclusion (SNKI) launched by the government in June 2012 (4) to help increase financial access in Indonesia, where only 20 percent of the 250-million population has access to banks.
“The Laku Pandai program will provide simple (5) and easy-to-understand bank and financial-institution services, because we know that so many Indonesians don’t have access to banks (6) , which have a limited number of branches and require several official documents from their customers,” Muliaman said at a press conference (7).
Muliaman said three types of banking and financial services (8) — savings, loans and other services, such as micro insurance — would be offered by the banks involved in the program through their agents. (9)
Savings, as the first and foremost banking product, should have the characteristics of a “Basic Savings Account”, different from regular savings accounts, Muliaman said.
“The Basic Savings Account will have several characteristics (10) , such as free from administration fees, no minimum limit for balances and cash deposits as well as a limited number of cash withdrawals,” Muliaman said.
Regarding loans, Muliaman said the banking agents could only refer prospective customers to banks (11) and would not be allowed to approve loan applications (12) .
In addition, Muliaman said banking agents would also be allowed to offer micro-insurance products (13) from insurance firms that had partnerships with banks involved in the program (14) .
According to Muliaman, the four banks involved in the program will recruit 128,039 agents this year (15) . The number would soar to 350,000 (16) if 13 other banks looking to join the program were approved by the OJK, he added. (17) “The expected 350,000 agents will cover at least 75 percent of Indonesia’s regions (18) . In the first three years, all of the regions will be covered by banking agents,” (19) Muliaman said.
During the press conference, BRI president director Asmawi Syam said the bank already had 24,000 agents in its branchless-banking pilot project, known as BRILinks, since 2013 when Bank Indonesia (BI) launched a similar campaign called Digital Financial Services (LKD). The number is expected to reach 50,000 agents by the end of this year.
Asmawi said BRILinks posted 21 million transactions worth Rp 7.8 trillion (US$598.8 million) in the period of 2013-2014 (20) . The bank expected to post 84 million transactions worth Rp 22.4 trillion this year, Asmawi added (21) . “We hope that our BRILinks customers will increase their level of business (22) as most of them are categorized as micro-segment entrepreneurs,” Asmawi said. Bank Mandiri expects to have 200,000 new customers and 9,000 agents in the program this year (23) , according to its president director Budi Gunadi Sadikin. The number of agents is expected to reach 50,000 and between 200,000-300,000 in the next three and five years respectively, Budi added (24) .
“With that calculation, we hope our current number of customers of 14 million can surge (25 ) to a range of 50 million-100 million in the near future,” Budi said.
BCA president director Jahja Setiaatmadja said the lender had entered (26)“a new era” through the Laku Pandai program. The bank plans to offer (27) “Laku” e-money cards costing Rp 2,000 each, which can be used for payments, transactions and withdrawals through agents.
“We hope that we can get 19 million or 20 million new customers (28) in the next three to four years,” Jahja added.
Meanwhile, BTPN president director Jerry Ng said the lender had joined the BI’s branchless banking program in 2013 and it expected 30,000 agents this year through its program called “BTPN Wow!”. - See more at:http://m.thejakartapost.com/news/2015/03/27/four-major-banks-launch-branchless-banking-program.html#sthash.l2X9zALw.dpuf
The Laku Pandai, popularly known as branchless banking, program promotes banking and financial services for all through the help of other parties, such as individual and institutional agents, supported by mobile phones and IT facilities (1).
State-owned Bank Mandiri and Bank Rakyat Indonesia (BRI) as well as private lenders Bank Central Asia (BCA) (2) and Bank Tabungan Pensiunan Nasional (BTPN) — have already obtained permits from the OJK to run the program with their own strategies and approaches (3).
OJK chairman Muliaman Hadad said the program was based on the National Strategy of Financial Inclusion (SNKI) launched by the government in June 2012 (4) to help increase financial access in Indonesia, where only 20 percent of the 250-million population has access to banks.
“The Laku Pandai program will provide simple (5) and easy-to-understand bank and financial-institution services, because we know that so many Indonesians don’t have access to banks (6) , which have a limited number of branches and require several official documents from their customers,” Muliaman said at a press conference (7).
Muliaman said three types of banking and financial services (8) — savings, loans and other services, such as micro insurance — would be offered by the banks involved in the program through their agents. (9)
Savings, as the first and foremost banking product, should have the characteristics of a “Basic Savings Account”, different from regular savings accounts, Muliaman said.
“The Basic Savings Account will have several characteristics (10) , such as free from administration fees, no minimum limit for balances and cash deposits as well as a limited number of cash withdrawals,” Muliaman said.
Regarding loans, Muliaman said the banking agents could only refer prospective customers to banks (11) and would not be allowed to approve loan applications (12) .
In addition, Muliaman said banking agents would also be allowed to offer micro-insurance products (13) from insurance firms that had partnerships with banks involved in the program (14) .
According to Muliaman, the four banks involved in the program will recruit 128,039 agents this year (15) . The number would soar to 350,000 (16) if 13 other banks looking to join the program were approved by the OJK, he added. (17) “The expected 350,000 agents will cover at least 75 percent of Indonesia’s regions (18) . In the first three years, all of the regions will be covered by banking agents,” (19) Muliaman said.
During the press conference, BRI president director Asmawi Syam said the bank already had 24,000 agents in its branchless-banking pilot project, known as BRILinks, since 2013 when Bank Indonesia (BI) launched a similar campaign called Digital Financial Services (LKD). The number is expected to reach 50,000 agents by the end of this year.
Asmawi said BRILinks posted 21 million transactions worth Rp 7.8 trillion (US$598.8 million) in the period of 2013-2014 (20) . The bank expected to post 84 million transactions worth Rp 22.4 trillion this year, Asmawi added (21) . “We hope that our BRILinks customers will increase their level of business (22) as most of them are categorized as micro-segment entrepreneurs,” Asmawi said. Bank Mandiri expects to have 200,000 new customers and 9,000 agents in the program this year (23) , according to its president director Budi Gunadi Sadikin. The number of agents is expected to reach 50,000 and between 200,000-300,000 in the next three and five years respectively, Budi added (24) .
“With that calculation, we hope our current number of customers of 14 million can surge (25 ) to a range of 50 million-100 million in the near future,” Budi said.
BCA president director Jahja Setiaatmadja said the lender had entered (26)“a new era” through the Laku Pandai program. The bank plans to offer (27) “Laku” e-money cards costing Rp 2,000 each, which can be used for payments, transactions and withdrawals through agents.
“We hope that we can get 19 million or 20 million new customers (28) in the next three to four years,” Jahja added.
Meanwhile, BTPN president director Jerry Ng said the lender had joined the BI’s branchless banking program in 2013 and it expected 30,000 agents this year through its program called “BTPN Wow!”. - See more at:http://m.thejakartapost.com/news/2015/03/27/four-major-banks-launch-branchless-banking-program.html#sthash.l2X9zALw.dpuf
·
Note : Orange color is Simple Past , Blue color is
Simple Present , Red
color is Present Perfect and Past perfect , Purple color is
Simple future , Green color is Simple past future .
Description of the tenses of the article above :
1.
SIMPLE PAST , because using the verb
2 , that is supported.
2.
SIMPLE PRESENT , because using the
verb 1 , that is private.
3.
PRESENT PERFECT , because use tobe “have”
and use verb 3 “obtained”
4.
SIMPLE PAST , because use verb 2
(said, based , and launched) , use tobe “was” and strengthened with “June 2012”
.
5.
SIMPLE FUTURE , because use verb 1 and tobe “will”.
6.
SIMPLE PRESENT , use verb 1 “know and have”
with “we” is the subject.
7.
SIMPLE PAST , because use verb 2 “said” and
Muliaman is the subject.
8.
Same with number seven.
9.
SIMPLE PAST FUTURE , because use tobe “would” + be + complement ,
and that’s nominal sentence of simple past future.
10. SIMPLE FUTURE , because use verb 1 “have” and tobe “will”.
11.
SIMPLE PAST , use verb
2 “said and could”.
12. SIMPLE PAST FUTURE , use tobe “would” + not + be + complement , that’s
nominal sentence of simple past future à negative sentence .
13.
– SIMPLE PAST
because use verb 2 “said” and SIMPLE PAST FUTURE because use tobe “would” + be
+ complement , the complement is “allowed to offer micro-insurance products”.
14. PAST PERFECT , because use tobe “had” and verb 3
“involved”
15. SIMPLE FUTURE , because use verb 1 “recruit” ,
tobe “will” and subject is “the program”. This year indicate future sentence.
16. SIMPLE PAST FUTURE , because use tobe “would”.
17. SIMPLE PAST , because use tobe “were” and verb 2 “approved and added”.
18. SIMPLE FUTURE , because use verb 1 “cover” and tobe “will”.
19. SIMPLE FUTURE (nominal sentence) because use tobe “will” + be + complement
“covered by banking agents”.
20.SIMPLE PAST , because use verb 2 “said , posted”.
21.
SIMPLE PAST because
use verb 2 “ expected and added” and the subject is The Bank.
22.SIMPLE PRESENT , because using the verb 1 “hope” , the
subject is “We” and SIMPLE FUTURE ,
because ue verb 1 “increase” and tobe “will”.
23.SIMPLE PRESENT ,
use verb 1 “ expects and have” , “ Bank Mandiri “ is the subject.
24.SIMPLE PAST ,
using the verb 2 “added” and “Budi” is the subject.
25.SIMPLE PRESENT ,
using verb 1 “hope and surge” , “We” is the subject.
26.PAST PERFECT , using
the verb 3 “entered” , tobe is “had” and subject is “The lender”.
27.SIMPLE PRESENT ,
use verb 1 “plans” à add “s” because that’s included “It” and the subject is “The Bank” and
Object is “to offer”.
28.SIMPLE PRESENT,
use verb 1 “hope and get” and the subject is “We”. The next sentence is Object.
Four major banks launch branchless banking program
The Financial Services Authority (OJK), along with four of
the nation’s largest banks, launched on Thursday a nationwide campaign on
financial services without physical branches to help boost access to the
banking system in rural areas.
The Laku Pandai, popularly known as branchless banking, program promotes banking and financial services for all through the help of other parties, such as individual and institutional agents, supported by mobile phones and IT facilities (1).
State-owned Bank Mandiri and Bank Rakyat Indonesia (BRI) as well as private lenders Bank Central Asia (BCA) (2) and Bank Tabungan Pensiunan Nasional (BTPN) — have already obtained permits from the OJK to run the program with their own strategies and approaches (3).
OJK chairman Muliaman Hadad said the program was based on the National Strategy of Financial Inclusion (SNKI) launched by the government in June 2012 (4) to help increase financial access in Indonesia, where only 20 percent of the 250-million population has access to banks.
“The Laku Pandai program will provide simple (5) and easy-to-understand bank and financial-institution services, because we know that so many Indonesians don’t have access to banks (6) , which have a limited number of branches and require several official documents from their customers,” Muliaman said at a press conference (7).
Muliaman said three types of banking and financial services (8) — savings, loans and other services, such as micro insurance — would be offered by the banks involved in the program through their agents. (9)
Savings, as the first and foremost banking product, should have the characteristics of a “Basic Savings Account”, different from regular savings accounts, Muliaman said.
“The Basic Savings Account will have several characteristics (10) , such as free from administration fees, no minimum limit for balances and cash deposits as well as a limited number of cash withdrawals,” Muliaman said.
Regarding loans, Muliaman said the banking agents could only refer prospective customers to banks (11) and would not be allowed to approve loan applications (12) .
In addition, Muliaman said banking agents would also be allowed to offer micro-insurance products (13) from insurance firms that had partnerships with banks involved in the program (14) .
According to Muliaman, the four banks involved in the program will recruit 128,039 agents this year (15) . The number would soar to 350,000 (16) if 13 other banks looking to join the program were approved by the OJK, he added. (17) “The expected 350,000 agents will cover at least 75 percent of Indonesia’s regions (18) . In the first three years, all of the regions will be covered by banking agents,” (19) Muliaman said.
During the press conference, BRI president director Asmawi Syam said the bank already had 24,000 agents in its branchless-banking pilot project, known as BRILinks, since 2013 when Bank Indonesia (BI) launched a similar campaign called Digital Financial Services (LKD). The number is expected to reach 50,000 agents by the end of this year.
Asmawi said BRILinks posted 21 million transactions worth Rp 7.8 trillion (US$598.8 million) in the period of 2013-2014 (20) . The bank expected to post 84 million transactions worth Rp 22.4 trillion this year, Asmawi added (21) . “We hope that our BRILinks customers will increase their level of business (22) as most of them are categorized as micro-segment entrepreneurs,” Asmawi said. Bank Mandiri expects to have 200,000 new customers and 9,000 agents in the program this year (23) , according to its president director Budi Gunadi Sadikin. The number of agents is expected to reach 50,000 and between 200,000-300,000 in the next three and five years respectively, Budi added (24) .
“With that calculation, we hope our current number of customers of 14 million can surge (25 ) to a range of 50 million-100 million in the near future,” Budi said.
BCA president director Jahja Setiaatmadja said the lender had entered (26)“a new era” through the Laku Pandai program. The bank plans to offer (27) “Laku” e-money cards costing Rp 2,000 each, which can be used for payments, transactions and withdrawals through agents.
“We hope that we can get 19 million or 20 million new customers (28) in the next three to four years,” Jahja added.
Meanwhile, BTPN president director Jerry Ng said the lender had joined the BI’s branchless banking program in 2013 and it expected 30,000 agents this year through its program called “BTPN Wow!”. - See more at:http://m.thejakartapost.com/news/2015/03/27/four-major-banks-launch-branchless-banking-program.html#sthash.l2X9zALw.dpuf
The Laku Pandai, popularly known as branchless banking, program promotes banking and financial services for all through the help of other parties, such as individual and institutional agents, supported by mobile phones and IT facilities (1).
State-owned Bank Mandiri and Bank Rakyat Indonesia (BRI) as well as private lenders Bank Central Asia (BCA) (2) and Bank Tabungan Pensiunan Nasional (BTPN) — have already obtained permits from the OJK to run the program with their own strategies and approaches (3).
OJK chairman Muliaman Hadad said the program was based on the National Strategy of Financial Inclusion (SNKI) launched by the government in June 2012 (4) to help increase financial access in Indonesia, where only 20 percent of the 250-million population has access to banks.
“The Laku Pandai program will provide simple (5) and easy-to-understand bank and financial-institution services, because we know that so many Indonesians don’t have access to banks (6) , which have a limited number of branches and require several official documents from their customers,” Muliaman said at a press conference (7).
Muliaman said three types of banking and financial services (8) — savings, loans and other services, such as micro insurance — would be offered by the banks involved in the program through their agents. (9)
Savings, as the first and foremost banking product, should have the characteristics of a “Basic Savings Account”, different from regular savings accounts, Muliaman said.
“The Basic Savings Account will have several characteristics (10) , such as free from administration fees, no minimum limit for balances and cash deposits as well as a limited number of cash withdrawals,” Muliaman said.
Regarding loans, Muliaman said the banking agents could only refer prospective customers to banks (11) and would not be allowed to approve loan applications (12) .
In addition, Muliaman said banking agents would also be allowed to offer micro-insurance products (13) from insurance firms that had partnerships with banks involved in the program (14) .
According to Muliaman, the four banks involved in the program will recruit 128,039 agents this year (15) . The number would soar to 350,000 (16) if 13 other banks looking to join the program were approved by the OJK, he added. (17) “The expected 350,000 agents will cover at least 75 percent of Indonesia’s regions (18) . In the first three years, all of the regions will be covered by banking agents,” (19) Muliaman said.
During the press conference, BRI president director Asmawi Syam said the bank already had 24,000 agents in its branchless-banking pilot project, known as BRILinks, since 2013 when Bank Indonesia (BI) launched a similar campaign called Digital Financial Services (LKD). The number is expected to reach 50,000 agents by the end of this year.
Asmawi said BRILinks posted 21 million transactions worth Rp 7.8 trillion (US$598.8 million) in the period of 2013-2014 (20) . The bank expected to post 84 million transactions worth Rp 22.4 trillion this year, Asmawi added (21) . “We hope that our BRILinks customers will increase their level of business (22) as most of them are categorized as micro-segment entrepreneurs,” Asmawi said. Bank Mandiri expects to have 200,000 new customers and 9,000 agents in the program this year (23) , according to its president director Budi Gunadi Sadikin. The number of agents is expected to reach 50,000 and between 200,000-300,000 in the next three and five years respectively, Budi added (24) .
“With that calculation, we hope our current number of customers of 14 million can surge (25 ) to a range of 50 million-100 million in the near future,” Budi said.
BCA president director Jahja Setiaatmadja said the lender had entered (26)“a new era” through the Laku Pandai program. The bank plans to offer (27) “Laku” e-money cards costing Rp 2,000 each, which can be used for payments, transactions and withdrawals through agents.
“We hope that we can get 19 million or 20 million new customers (28) in the next three to four years,” Jahja added.
Meanwhile, BTPN president director Jerry Ng said the lender had joined the BI’s branchless banking program in 2013 and it expected 30,000 agents this year through its program called “BTPN Wow!”. - See more at:http://m.thejakartapost.com/news/2015/03/27/four-major-banks-launch-branchless-banking-program.html#sthash.l2X9zALw.dpuf
·
Note : Orange color is Simple Past , Blue color is
Simple Present , Red
color is Present Perfect and Past perfect , Purple color is
Simple future , Green color is Simple past future .
Description of the tenses of the article above :
1.
SIMPLE PAST , because using the verb
2 , that is supported.
2.
SIMPLE PRESENT , because using the
verb 1 , that is private.
3.
PRESENT PERFECT , because use tobe “have”
and use verb 3 “obtained”
4.
SIMPLE PAST , because use verb 2
(said, based , and launched) , use tobe “was” and strengthened with “June 2012”
.
5.
SIMPLE FUTURE , because use verb 1 and tobe “will”.
6.
SIMPLE PRESENT , use verb 1 “know and have”
with “we” is the subject.
7.
SIMPLE PAST , because use verb 2 “said” and
Muliaman is the subject.
8.
Same with number seven.
9.
SIMPLE PAST FUTURE , because use tobe “would” + be + complement ,
and that’s nominal sentence of simple past future.
10. SIMPLE FUTURE , because use verb 1 “have” and tobe “will”.
11.
SIMPLE PAST , use verb
2 “said and could”.
12. SIMPLE PAST FUTURE , use tobe “would” + not + be + complement , that’s
nominal sentence of simple past future à negative sentence .
13.
– SIMPLE PAST
because use verb 2 “said” and SIMPLE PAST FUTURE because use tobe “would” + be
+ complement , the complement is “allowed to offer micro-insurance products”.
14. PAST PERFECT , because use tobe “had” and verb 3
“involved”
15. SIMPLE FUTURE , because use verb 1 “recruit” ,
tobe “will” and subject is “the program”. This year indicate future sentence.
16. SIMPLE PAST FUTURE , because use tobe “would”.
17. SIMPLE PAST , because use tobe “were” and verb 2 “approved and added”.
18. SIMPLE FUTURE , because use verb 1 “cover” and tobe “will”.
19. SIMPLE FUTURE (nominal sentence) because use tobe “will” + be + complement
“covered by banking agents”.
20.SIMPLE PAST , because use verb 2 “said , posted”.
21.
SIMPLE PAST because
use verb 2 “ expected and added” and the subject is The Bank.
22.SIMPLE PRESENT , because using the verb 1 “hope” , the
subject is “We” and SIMPLE FUTURE ,
because ue verb 1 “increase” and tobe “will”.
23.SIMPLE PRESENT ,
use verb 1 “ expects and have” , “ Bank Mandiri “ is the subject.
24.SIMPLE PAST ,
using the verb 2 “added” and “Budi” is the subject.
25.SIMPLE PRESENT ,
using verb 1 “hope and surge” , “We” is the subject.
26.PAST PERFECT , using
the verb 3 “entered” , tobe is “had” and subject is “The lender”.
27.SIMPLE PRESENT ,
use verb 1 “plans” à add “s” because that’s included “It” and the subject is “The Bank” and
Object is “to offer”.
28.SIMPLE PRESENT,
use verb 1 “hope and get” and the subject is “We”. The next sentence is Object.
Langganan:
Postingan (Atom)